Medford, Central Point and Eagle Point real estate and homes for sale in Oregon - Ellie George and Brian Luzny, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Buyers Want Your Home for as Little as Possible.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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School Reports in Medford, Central Point and Eagle Point, Oregon
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?

A 
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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Ellie George and Brian Luzny, REALTOR®, real estate agent and broker for Medford, Central Point and Eagle Point, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Ellie George and Brian Luzny
Keller Williams Realty Medford

1613 Kentucky , Central Point, OR 97502
1012-B NW 6th St., Grants Pass, OR 97526
Main/Cell: 541-601-9582
Fax: 541-608-0448
Office: 541-618-0881
elliegeorge@NUMBER1EXPERT.com

Our Profession is YOU!

CDPE Equal Housing MLS REALTOR


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